Happy Thanksgiving

Dear Clients and Friends:

Thanksgiving is a time to stop and reflect on what we are grateful for in life: Health, family, love, and friendship.  As we gather with our families and friends for Thanksgiving, it is a time to reflect on all that we are grateful for including the events of history and for those we care about and those who came before us.

"As we express our gratitiude, we must never forget that the highest appreciation is not to utter words, but to live by them." -John F. Kennedy

I personally wish everyone and their families a Happy Thanksgiving.

Nicole McFadden

3.8% Real Estate Investment Tax

Great reseource to help outline where the government will be earning money for their Medicare Initiative and Fund. Basically you will be taxed 3.8% on the money you earned from your money on the investment. Then an additional 0.9% will be imposed in the labor that earns your living (commissions, salary & wages)

Please read more and be aware of how this may effect you and your family. Be sure to share this resource and help others be knowledgeable on the topic before they are effected by it!

3.8% NAR-1077_Investment_Income_Tax_Brochure_8.5x11_r7.indd”

To discuss this or your real estate needs further please call me directly, 949.922.8148.

Avenue One & Local Area 2010 Market Trends

Rancho San Joaquin Zillow Home Value Index

Rancho San Joaquin Home Values - Interactive chart

Homes values although effected by the amount of distressed sales in this area have remained relatively neutral. In speaking with homeowners throughout the Avenue One community they are having a hard time acknowledging the necessity of holding onto their investments or homes until this market recovers. With the luxurious and convenient on-site amenities and ease of life style they are not having any trouble leasing their homes until such time. 

If you have any questions or are interested in investing within the Avenue One community please call me directly and I will be happy to work with you on finding a place to call home, 949.922.8148.

Temporary Shut Down at 1 Coto De Caza Poll Location

San Juan Capistrano, CA REO Opportunity

I can across this great property that has the potential to be a fabulous family residence. This home however will require full completion on the interior and some landscape renovation.  The parcel of land and the location with in the Orange County area lend themselves to privacy and great access to the freeways and toll roads. With an asking price of $537,900 and the close date for offers to be submitted as November 4, are there any interested parties who have been waiting for the right home, at the right price to make all their own?

San Juan REO Opportunity 11.2.10

You can call or email me directly to learn more information and or visit the property together, 949.922.8148.

What does a buyer typically pay for in a transaction?

Buyer Responsibilities in a typical Real Estate Transaction:
The buyer can generally be expected to pay for:

• - Title insurance Premium for Lender´s Policy
• - Escrow Fee (one half)
• - Document preparation (if applicable)
• - Notary Fees
• - Recording charges for all documents in buyers names
• - Termite inspection Section 2 Items (according to contract)
• - Tax proration (from date of acquisition)
• - Homeowners transfer fee
• - All new loan charges (except those required by Lender for seller to pay) interest on new loan from date of funding to 30 days prior to first payment date Assumption/Change of Records fees for takeover of existing loan.
• - Beneficiary Statement Fee for assumption of existing loan
• - Inspection Fees (roofing, property inspection, geological, etc.)
• - City Transfer/Conveyance Tax (according to contract)
• - Fire Insurance Premium for first year

To discuss this and any real estate questions please contact Nicole, 949.922.8148.